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Savings & Checking Type Minimum Deposit Term Dividend Rate Annual Percentage Yield* Savings $5 NA .10% .10% Daily Shares $0 NA .10% .10% GlacierOne Free Checking $0 NA .05% .05% Vacation Club $5 NA .50% .50% Christmas Club $5 NA .25% .25% Real Estate Escrow $5 NA .75% .75% Retirement Builder IRA $25 NA .10% .10% LoanSaver $0 NA 3.00% 3.00% *Minimum balance to open and maintain membership is $5 in savings. Minimum balance to earn interest in savings is $5 for ages 0-18 and $100 for ages 19 and older. Minimum balance to earn interest in checking is $1000. Money Market Type Minimum Deposit Term Dividend Rate Annual Percentage Yield* Glacier Peak Money Market $0 NA .10% .10% Glacier Peak Money Market $2500 NA .25% .25% Glacier Peak Money Market $10,000 NA .75% .75% Glacier Peak Money Market $25,000 NA 1.00% 1.00% Glacier Peak Money Market $50,000 NA 1.00% 1.00% College Student Money Market $100 NA 1.00% 1.00% *Up to three withdrawals per month. Certificate of Deposit Type Minimum Deposit Term Dividend Rate Annual Percentage Yield* Certificate of Deposit $500 3 month .65% .65% Certificate of Deposit $500 6 month 1.00% 1.00% Certificate of Deposit / IRA $500 1 year 1.19% 1.20% Certificate of Deposit /IRA $500 2 year 1.74% 1.75% Certificate of Deposit / IRA $500 3 year 1.98% 2.00% Certificate of Deposit / IRA $500 4 year 2.23% 2.25% Certificate of Deposit / IRA $500 5 Year 2.48% 2.50% *Dividends are paid out at the end of term for 3 and 6 month CDs and quarterly for all other CDs. There is an early withdrawal penalty if you withdraw before the maturity date. All accounts will automatically renew at maturity.