CD4U Special With CD4U, you have options! Earn up to 3.25% APY* for any term from 3-12 months. Minimum balance to earn 3.00%APY is $2,500. Minimum balance to earn 3.25%APY is $50,000.

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Savings & Checking Type Minimum Deposit Term Dividend Rate Annual Percentage Yield* Savings $5 NA .50% .50% Daily Shares $0 NA .50% .50% GlacierOne Free Checking $0 NA .25% .25% Vacation Club $5 NA 1.00% 1.00% Christmas Club $5 NA .75% .75% Custom Club $5 NA .50% .50% Real Estate Escrow $5 NA .94% .94% *Minimum balance to open and maintain membership is $5 in savings. Minimum balance to earn interest in savings is $5 for ages 0-18 and $100 for ages 19 and older. Minimum balance to earn interest in checking is $1000. Money Market Type Minimum Deposit Term Dividend Rate Annual Percentage Yield* Glacier Peak Money Market $0 NA .50% .50% Glacier Peak Money Market $2500 NA 1.00% 1.01% Glacier Peak Money Market $10,000 NA 1.50% 1.51% Glacier Peak Money Market $25,000 NA 1.98% 2.00% Glacier Peak Money Market $50,000 NA 2.12% 2.15% College Student Money Market $100 NA 2.12% 2.15% *Up to three withdrawals per month. Certificate of Deposit Type Minimum Deposit Term Dividend Rate Annual Percentage Yield* Certificate of Deposit $1000 3 month 2.18% 2.20% Certificate of Deposit $1000 6 month 2.38% 2.40% Certificate of Deposit $500 1 year 2.625% 2.65% Certificate of Deposit $500 2 year 2.87% 2.90% Certificate of Deposit $500 3 year 3.11% 3.15% Certificate of Deposit $500 4 year 3.355% 3.40% Certificate of Deposit $500 5 Year 3.945% 4.00% *Dividends are paid out at the end of term for 3 and 6 month CDs and quarterly for all other CDs. There is an early withdrawal penalty if you withdraw before the maturity date. All accounts will automatically renew at maturity. IRA Type Minimum Deposit Term Dividend Rate Annual Percentage Yield* Investment Builder IRA $25 NA .50% .50% IRA $500 1 year 2.625% 2.65% IRA $500 2 year 2.87% 2.90% IRA $500 3 year 3.11% 3.15% IRA $500 4 year 3.36% 3.40% IRA $500 5 year 3.94% 4.00% Retirement Builder IRA $25 NA .50% .50% *Dividends are paid quarterly. There is an early withdrawal penalty if you withdraw before the maturity date. All accounts will automatically renew at maturity.