You will begin earning points January 2010 (new members begin earning points their first full month of membership). Your January Points will be awarded February 1 and will determine your Reward Level for the entire month of February.

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Savings Balance (Sum of all Savings at Glacier Hills)

$501 - $5,000	50 Points	________
$5,001 - $25,000	100 Points	________
$25,001 - $100,000	200 Points	________
$100,000 +	300 Points	________

Loan Balance (Sum of all Loans at Glacier Hills)

$501 - $5,000	50 Points	________
$5,001 - $25,000	100 Points	________
$25,001 - $100,000	200 Points	________
$100,000 +	300 Points	________

Products

Additional Savings	10 Points	________
Certificate of Deposit*	25 Points	________
IRA Share or Certificate*	25 Points	________
Money Market	25 Points	________
GlacierOne Checking	50 Points	________
Auto Loan	50 Points	________
Home Equity Loan	50 Points	________
VISA Platinum Credit Card	25 Points	________
Other Loan	25 Points	________

Services

Active VISA Check Card with Signature Transaction	25 Points	________
Direct Deposit of at least $500/mo	25 Points	________
Automatic Payment of your Loan	50 Points	________
Active It'sMe247	25 Points	________
Active CU*Talk	25 Points	________
Bill Pay	25 Points	________
eStatements	25 Points	________

Loyalty (2 points for every year of membership)

Years of Membership

2 Points per Year

________

My Total Points

________

1-149 Points = Base Level
150 - 349 Points = Moraine Level
350 - 499 Points = Peak level
500+ Points = Summit Level

What do I get for my points?

Any savings or checking with a negative balance will subtract 50 points from your total each month. A loan deliquent more than 25 days will subtract 300 points and a loss to the credit union will reset points to 0. If an account is closed, points will reset to 0.

*Maximum 25 points earned per month in this category