We pass the savings to you. We're member-owned and not-for-profit, so the money we earn gets passed back to you, our members, in the form of better rates and fewer fees.
Rates effective 01/01/09. Rates are subject to change and may be higher depending on your credit.
Titled Cars, trucks, vans, SUVs, motorcycles Apply Online  |  24 Hour Loan Center 800.870.5703
| Model Year |
Minimum Borrowed |
Term |
Annual Percentage Rate (Base) as low as |
Annual Percentage Rate
(with Discounts) as low as |
| 2006 - Newer |
NA |
36 Months |
6.00% |
4.50% |
| 2006 - Newer |
NA |
48 Months |
6.50% |
5.00% |
| 2006 - Newer |
$10,000; $8,000 for motorcycles |
60 Months |
6.75% |
5.25% |
| 2006 - Newer |
$15,000 |
72 Months |
7.50% |
6.00%
|
| 2003 - 2005 |
NA |
36 Months |
7.00% |
5.50% |
| 2003 - 2005 |
NA |
48 Months |
7.25% |
5.75% |
| 2003 - 2005 |
$10,000; $8,000 for motorcycles |
60 Months |
7.50% |
6.00% |
| 2000 - 2002 |
NA |
36 Months |
8.50% |
7.00% |
| 1999 - Older |
NA |
36 Months |
9.50% |
8.00% |
Off Road cycle, ATV, Snowmobile, Personal Watercraft Apply Online  |  24 Hour Loan Center 800.870.5703
| Model Year |
Minimum Borrowed |
Term |
Annual Percentage Rate (Base) |
Annual Percentage Rate
(with Discounts) |
| 2008 - Newer |
NA |
36 Months |
7.75% |
6.75% |
| 2008 - Newer |
NA |
48 Months |
8.25% |
7.25% |
| 2008 - Newer |
$8,000 |
60 Months |
8.75% |
7.75% |
| 2005 - 2007 |
NA |
36 Months |
8.25% |
7.25% |
| 2005 - 2007 |
$8,000 |
48 Months |
8.75% |
7.75% |
| 2003 - 2004 |
NA |
36 Months |
8.75% |
7.75% |
| 2003 - 2004 |
NA |
48 Months |
9.25% |
8.25% |
| 2002 - older |
NA |
36 Months |
9.25% |
8.25% |
Garden Equipment, Spa, PC, Pool Apply Online  |  24 Hour Loan Center 800.870.5703
| Term |
Annual Percentage Rate (Base) |
Annual Percentage Rate
(with Discounts) |
| 24 Months |
11.25% |
10.25% |
| 36 Months |
11.25% |
10.25% |
| 48 Months |
13.25% |
12.25% |
Mobile Home Apply Online  |  24 Hour Loan Center 800.870.5703
| Model Year |
Amortization |
Term |
Annual Percentage Rate (Base) |
Annual Percentage Rate
(with Discounts) |
| New or Used |
120 Months |
60 Months |
10.00% |
9.00% |
Personal Loan Apply Online  |  24 Hour Loan Center 800.870.5703
| Type |
Maximum Borrowed |
Term |
Annual Percentage Rate (Base) |
Annual Percentage Rate
(with Discounts) |
| Personal Loan |
$15,000 |
36 Months |
10.99% |
9.99% |
| Overdraft Line of Credit |
$15,000 |
36 Months |
14.00% |
NA |
Credit Card Apply Online  |  24 Hour Loan Center 800.870.5703  |  Credit Card Disclosure
| Type |
Maximum Borrowed |
Term |
Annual Percentage Rate |
| Visa Fixed Rate |
$15,000 |
Revolving |
9.99% |
Home Equity Apply Online  |  24 Hour Loan Center 800.870.5703
| Term |
Minimum Loan Amount |
Maximum Amortization |
Maximum CLTV |
Annual Percentage Rate |
| 3 Year |
$5,000 |
15 yrs for up to $49,999; 30 yrs for $50,000 and up |
80% or less |
5.50% |
| 3 Year |
$5,000 |
15 yrs for up to $49,999; 30 yrs for $50,000 and up |
more than 80% |
7.25% |
| 5 Year |
$5,000 |
15 yrs for up to $49,999; 30 yrs for $50,000 and up |
80% or less |
6.00% |
| 7 Year |
$5,000 |
7 years |
80% or less |
5.75% |
| 10 Year |
$5,000 |
10 years |
80% or less |
6.00% |
Closing costs may apply.
Home Equity Line of Credit (HELOC) Apply Online  |  24 Hour Loan Center 800.870.5703
| Term |
Minimum Loan Amount |
Maximum LTV |
Annual Percentage Rate |
| 7 year draw period |
$5,000 |
80% or less |
2.25% |
| 7 year draw period |
$5,000 |
more than 80% |
3.75% |
$25 annual fee after first year. Closing costs may apply.
Home Loans (1st Mortgage)
Rate current for Jan 6, 2009 | Call 262.338.1888 for additional rates
| Term |
Loan Amount |
Rate |
Annual Percentage Rate |
| 30 year fixed |
$150,000 |
|
4.875% |
Rates and terms subject to change and may very depending on your loan amount and credit. Mortgage insurance may be required without 20% equity or down payment. Loan-to-Value less than 75%. Example: If you finance $150,000, your monthly principle and interest payment would be $936.22.
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