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Loan Rates
Rates effective 1/1/10. Rates are subject to change and may be higher depending on your credit.

>> Auto
>> Motorized (ATV, snowmobile, etc)
>> Non-motorized (spa, pool, etc)
>> Mobile Home
>> Personal Loan
>> Credit Card
>> Home Equity
>> Home Loan

Get an even LOWER rate with My Glacier Rewards!
You can qualify for a .25% or .50% APR auto loan rebate depending on your relationship with Glacier Hills. You can also buy down your loan rate with Glacier Points. Learn How >

Titled Cars, trucks, vans, SUVs, motorcycles
Apply Online  |  24 Hour Loan Center 800.870.5703
Model Year Minimum Borrowed Term Annual Percentage Rate as low as Annual Percentage Rate with College or Green discount* as low as
2007 - Newer NA 36 Months 5.50% 5.25%
2007 - Newer NA 48 Months 6.00% 5.75%
2007 - Newer $10,000; $8,000 for motorcycles 60 Months 6.25% 6.00%
2007 - Newer $15,000 72 Months 7.00% 6.75%
2004 - 2006 NA 36 Months 6.50% 6.25%
2004 - 2006 NA 48 Months 6.75% 6.25%
2004 - 2006 $10,000; $8,000 for motorcycles 60 Months 7.00% 6.75%
2001 - 2003 NA 36 Months 8.00% 7.75%
2000 - Older NA 36 Months 9.00% 8.75%

Calculate what my monthly auto payment would be
*College discount available to qualified full-time college students. Green discount available for vehicles with 30mpg or better. Some restrictions.

Off Road cycle, ATV, Snowmobile, Personal Watercraft
Apply Online  |  24 Hour Loan Center 800.870.5703
Model Year Minimum Borrowed Term Annual Percentage Rate as low as
2009 - Newer NA 36 Months 7.75%
2009 - Newer NA 48 Months 8.25%
2009 - Newer $8,000 60 Months 8.75%
2006 - 2008 NA 36 Months 8.25%
2006 - 2008 $8,000 48 Months 8.75%
2004 - 2005 NA 36 Months 8.75%
2004 - 2005 NA 48 Months 9.25%
2003 - older NA 36 Months 9.25%

Garden Equipment, Spa, PC, Pool
Apply Online  |  24 Hour Loan Center 800.870.5703
Term Annual Percentage Rate as low as
24 Months 11.25%
36 Months 11.25%
48 Months 13.25%

Mobile Home
Apply Online  |  24 Hour Loan Center 800.870.5703
Model Year Amortization Term Annual Percentage Rate as low as
New or Used 120 Months 60 Months 10.00%

Personal Loan
Apply Online  |  24 Hour Loan Center 800.870.5703
Type Maximum Borrowed Term Annual Percentage Rate
(Base)
Annual Percentage Rate
(with Discounts)
Personal Loan $15,000 36 Months 10.99% 9.99%
Overdraft Line of Credit $15,000 36 Months 14.00% NA

Credit Card
Apply Online  |  24 Hour Loan Center 800.870.5703  |  Credit Card Disclosure
Type Maximum Borrowed Term Annual Percentage Rate
Visa Fixed Rate $15,000 Revolving 9.99%

Home Equity
Apply Online  |  24 Hour Loan Center 800.870.5703
Term Minimum Loan Amount Maximum Amortization Maximum CLTV Annual Percentage Rate
3 Year $5,000 15 yrs for up to $49,999; 30 yrs for $50,000 and up 80% or less 5.50%
3 Year $5,000 15 yrs for up to $49,999; 30 yrs for $50,000 and up more than 80% 7.25%
5 Year $5,000 15 yrs for up to $49,999; 30 yrs for $50,000 and up 80% or less 6.00%
7 Year $5,000 7 years 80% or less 5.75%
10 Year $5,000 10 years 80% or less 6.00%
Closing costs may apply.

Home Equity Line of Credit (HELOC)
Apply Online  |  24 Hour Loan Center 800.870.5703
Term Minimum Loan Amount Maximum LTV Annual Percentage Rate
7 year draw period $5,000 80% or less 4.0%
7 year draw period $5,000 more than 80% 5.5%
$25 annual fee after first year. Closing costs may apply. The posted rate is a variable rate based on prime and is subject to change. The rate is also subject to a minimum annual percentage rate of 4% or higher, depending on your credit.

Home Loans (1st Mortgage)
Rate current for December 14, 2009 | Call 262.438.1114 for additional rates
Term Loan Amount Rate Annual Percentage Rate
30 year fixed $150,000 5.125%
Rates and terms subject to change and may very depending on your loan amount and credit. Mortgage insurance may be required without 20% equity or down payment. Loan-to-Value less than 75%. Example: If you finance $150,000, your monthly principle and interest payment would be $936.22.
Calculate what my monthly mortgage payment would be